Why Can't We Look At Houses Yet?!?
I get calls all the time wanting to look at homes, from current clients all the way down to random people.
First things first, we need to find out the price range you should be looking in and if you can even QUALIFY for a mortgage right now!
A few reasons you might not be able to qualify for a mortgage:
- Credit score needs to be brought up
- You have a past debt that you "forgot" about, that needs to be brought up to date
- Your debt to income ratio is too high
- Talk to your lender, find out what needs to be done, and do it.
In the mean time, keep in touch with your real estate professional, but stop bringing up that "perfect" house or asking "can't we just go look at this ONE?"
In the market we're in, it's a waste of time for us all.
Homes are moving FAST, and when you get all your ducks in a row, those properties that you "fell in love with" won't be there.
Take care of your business, and we'll find something when you're ready.
Trust me. It's what I do.