Something No One Ever Want's To Read.
Our records indicate that your loan is in default for failure to make payments due. Unless the payments on your loan can be brought current by xxxxxx, it will become necessary to require immediate payment in full (also called acceleration) of your Mortgage Note and pursue the remedies provided for you in your Mortgage or Deed of Trust, which include foreclosure."
Scary words to read.
If you have received anything like this recently, contact a real estate attorney. A CPA and real estate agent might be next.